Business Loans for startups and growing businesses.

Essential Requirements and Documents Needed
For Quick Business Loans Approval.


Must Have Resident of India

Above 21 years of Age

Pan Card, Aadhar Card & Driving License

Must Have Good Credit Score

Salary Slip For Last Three Months

Must Have Valid Bank Account

Bank Statements for the last three months

Must Have Salaried Professional

Easy & Fast Business Loan Approval

Quick Approval Process
Experience a quick approval process with fast decisions—often within 24 hours—so you get the funds you need without delay.

Minimal Documentation
Minimal documentation includes ID proof, address proof, income proof, bank statements, photographs, and a signed loan application form.

Fast Fund Disbursement
Get your loan amount quickly with fast fund disbursement. No long waits—money is transferred to your account in no time!

Flexible Repayment Terms
Flexible repayment terms let you choose a loan plan that fits your budget, making monthly payments easier and stress-free to manage.

A Clear Guide to Business Loans and Smart Borrowing
Quick and simple approval
Check interest rates
Calculate EMIs
Understand loan terms
Why Choose a Business Loan

Quick Approval
Get a Business Loan with quick approval and fast disbursal. Simple process, minimal paperwork, and instant decision—apply today!
Check your Eligibility
Check your eligibility for a Business Loan in minutes. Just enter your income and details—no credit score impact, and see how much you can borrow instantly.

Higher Loan Amount
Get personal loans from ₹50,000 to ₹1 crore with quick approval, minimal documents, flexible EMIs, and low interest rates.

Longer tenure available
Longer tenure Business Loan let you repay over more years, reducing monthly EMIs and making large loans easier to manage.

Minimal Documentation
Get a Business Loan with minimal documentation – just basic ID, income proof, and bank details. Fast, simple, and hassle-free!

Fixed Monthly Payments
Fixed monthly payments mean you pay the same amount every month, making it easier to budget and manage your Business Loan.

Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
EMI CALCULATOR
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
Period | Payment | Interest | Balance |
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Simple Application Process with no hidden Fees, Fast approval, Flexible terms, & Low Interest Rates.

FAQ
How Can I Apply for a Business Loan?
Applying for a business loan is simple. Choose a lender, fill out an application form, and submit required documents like ID, business proof, and income details. The lender reviews your application and, if approved, offers a loan amount. Always check terms, interest rates, and repayment options before applying.
What Are the Key Benefits of Business Loans?
Business loans offer quick access to funds that help grow your business. You can use them to buy equipment, hire staff, or expand operations. They improve cash flow and give you financial flexibility. Many loans have flexible repayment options, making them a smart choice for managing business needs efficiently.
What Documents Are Required for a Business Loan?
To apply for a business loan, you’ll typically need documents like your business registration, ID proof, bank statements, tax returns, and financial statements. Some lenders may also ask for a business plan or income proof. Requirements may vary, so always check with the lender before applying.
What’s the Minimum Income Needed for a Business Loan?
The minimum income needed for a business loan depends on the lender and loan type. Some lenders require at least ₹25,000 in annual revenue, while others may accept less. It’s important to show steady income, good credit, and strong business performance to increase your chances of getting approved.
Do I Need a Business Plan to Get a Loan?
Yes, most lenders require a business plan when you apply for a loan. A clear business plan shows how your business will make money and repay the loan. It helps lenders trust that you’re prepared and serious. A strong plan can improve your chances of getting approved.
What’s the Fastest Way to Get a Business Loan?
The fastest way to get a business loan is through online lenders. They offer quick applications, minimal paperwork, and fast approvals—often within 24 to 48 hours. Make sure your documents are ready, including bank statements and business plans, to speed up the process and improve your chances of approval.