Quick Approval and Instant Money with Gold Loans.
Essential Requirements and Documents Needed
For Quick Business Loans Approval.
Must Have Resident of India
Above 21 years of Age
Pan Card, Aadhar Card & Driving License
Must Have Good Credit Score
Salary Slip For Last Three Months
Must Have Valid Bank Account
Bank Statements for the last three months
Must Have Salaried Professional
Easy & Fast Gold Loan Approval
Quick Approval Process
Experience a quick approval process with fast decisions—often within 24 hours—so you get the funds you need without delay.
Minimal Documentation
Minimal documentation includes ID proof, address proof, income proof, bank statements, photographs, and a signed loan application form.
Fast Fund Disbursement
Get your loan amount quickly with fast fund disbursement. No long waits—money is transferred to your account in no time!
Flexible Repayment Terms
Flexible repayment terms let you choose a loan plan that fits your budget, making monthly payments easier and stress-free to manage.
A Clear Guide to Gold Loans and Smart Borrowing
Quick and simple approval
Check interest rates
Calculate EMIs
Understand loan terms
Why Choose a Gold Loan
Quick Approval
Get a Gold loan with quick approval and fast disbursal. Simple process, minimal paperwork, and instant decision—apply today!
Check your Eligibility
Check your eligibility for a Gold loan in minutes. Just enter your income and details—no credit score impact, and see how much you can borrow instantly.
Higher Loan Amount
Get Gold loans from ₹50,000 to ₹1 crore with quick approval, minimal documents, flexible EMIs, and low interest rates.
Longer tenure available
Longer tenure Gold loans let you repay over more years, reducing monthly EMIs and making large loans easier to manage.
Minimal Documentation
Get a Gold loan with minimal documentation – just basic ID, income proof, and bank details. Fast, simple, and hassle-free!
Fixed Monthly Payments
Fixed monthly payments mean you pay the same amount every month, making it easier to budget and manage your Gold loan.
EMI CALCULATOR
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Simple Application Process with no hidden Fees, Fast approval, Flexible terms, & Low Interest Rates.
FAQ
What is a Gold Loan and how does it work?
A gold loan is a type of secured loan where you use your gold jewelry as collateral to borrow money. The lender gives you a loan based on the value of your gold. You repay it with interest, and once fully paid, your gold is returned to you safely.
Who can apply for a Gold Loan?
Anyone who owns gold can apply for a gold loan. This includes salaried individuals, self-employed professionals, and even homemakers. You just need to be 18 years or older and have gold jewelry to pledge. LoantrixFintech offers quick approval with minimal paperwork and flexible repayment options.
What is the interest rate on a Gold Loan?
The interest rate on a gold loan is the cost you pay for borrowing money against your gold. It usually ranges from 7% to 15% per year, depending on the lender and loan amount. Always compare rates from different banks or financial institutions before choosing a gold loan.
What documents are required for a Gold Loan?
To apply for a gold loan, you need a few basic documents. These usually include a government-issued ID proof like Aadhaar or PAN card, address proof such as a utility bill or passport, and a recent passport-size photo. Some lenders may also ask for income proof.
Is my gold safe during the loan period?
Yes, your gold is completely safe during the loan period. It is securely stored in the bank’s vault under strict protection. Banks follow high security standards to ensure your gold is not damaged or misplaced. Once you repay the loan, your gold is returned in the same condition.
What happens if I fail to repay the Gold Loan on time?
If you fail to repay your gold loan on time, the lender may charge extra interest or penalties. Continued delays can lead to your gold being auctioned to recover the loan amount. It’s important to contact your lender early to discuss options like extension or restructuring of the loan.