Fast & Easy Personal Loans – Apply Today!

Essential Requirements and Documents Needed
For Quick Personal Loan Approval.


Must Have Resident of India

Above 21 years of Age

Pan Card, Aadhar Card & Driving License

Must Have Good Credit Score

Salary Slip For Last Three Months

Must Have Valid Bank Account

Bank Statements for the last three months

Must Have Salaried Professional

Easy & Fast Personal Loan Approval

Quick Approval Process
Experience a quick approval process with fast decisions—often within 24 hours—so you get the funds you need without delay.

Minimal Documentation
Minimal documentation includes ID proof, address proof, income proof, bank statements, photographs, and a signed loan application form.

Fast Fund Disbursement
Get your loan amount quickly with fast fund disbursement. No long waits—money is transferred to your account in no time!

Flexible Repayment Terms
Flexible repayment terms let you choose a loan plan that fits your budget, making monthly payments easier and stress-free to manage.

A Clear Guide to Personal Loans and Smart Borrowing
Quick and simple approval
Check interest rates
Calculate EMIs
Understand loan terms
Why Choose a Personal Loan

Quick Approval
Get a personal loan with quick approval and fast disbursal. Simple process, minimal paperwork, and instant decision—apply today!
Check your Eligibility
Check your eligibility for a personal loan in minutes. Just enter your income and details—no credit score impact, and see how much you can borrow instantly.

Higher Loan Amount
Get personal loans from ₹50,000 to ₹1 crore with quick approval, minimal documents, flexible EMIs, and low interest rates.

Longer tenure available
Longer tenure personal loans let you repay over more years, reducing monthly EMIs and making large loans easier to manage.

Minimal Documentation
Get a personal loan with minimal documentation – just basic ID, income proof, and bank details. Fast, simple, and hassle-free!

Fixed Monthly Payments
Fixed monthly payments mean you pay the same amount every month, making it easier to budget and manage your personal loan.

Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
EMI CALCULATOR
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
Period | Payment | Interest | Balance |
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Simple Application Process with no hidden Fees, Fast approval, Flexible terms, & Low Interest Rates.

FAQ
How Do I Apply for a Personal Loan?
Applying for a personal loan is simple. First, choose a trusted lender and check their loan options. Fill out the application form with your personal, income, and employment details. Submit the required documents. Once approved, review the terms, accept the offer, and the loan amount will be sent to your account.
What Are the Main Benefits of a Personal Loan?
A personal loan offers quick access to funds for various needs like medical bills, home repairs, or travel. It usually has fixed monthly payments and no need for collateral. With flexible repayment options and competitive interest rates, it’s a simple way to manage expenses or consolidate existing debt.
What Documents Do I Need for a Personal Loan?
To apply for a personal loan, you usually need a few basic documents. These include proof of identity (like a passport or ID card), proof of income (such as salary slips or bank statements), address proof, and sometimes your credit score report. Lenders may ask for more if needed.
What Are the Main Factors That Affect Personal Loan Eligibility?
Several key factors affect personal loan eligibility. These include your credit score, income level, employment status, existing debts, and repayment history. Lenders also consider your age and location. A good credit score and stable income improve your chances of approval. Always check lender requirements before applying to avoid rejection.
Why Was My Personal Loan Application Rejected?
Your personal loan application may be rejected due to a low credit score, high existing debt, unstable income, or missing documents. Lenders need to see that you can repay the loan. Make sure your information is correct, and work on improving your credit before reapplying.
Is There a Minimum Salary Required for a Personal Loan?
Yes, most lenders require a minimum monthly salary to approve a personal loan. This amount can vary depending on the lender and location, but it’s usually around ₹15,000 to ₹25,000. A steady income helps prove that you can repay the loan on time. Always check lender-specific requirements.